A new blueprint for the secondary mortgage market: congress will soon take up the issue of what to do once the conservatorship of Fannie Mae and Freddie Mac is over. A hand-picked group of mortgage finance experts called the Council on Ensuring Mortgage Liquidity has some suggestions.

Secondary Market

A new look at B of A Home Loans: Bank of America Home Loans has forged its new identity with a focus on customer satisfaction and quality loan origination. The 2008 acquisition of Countrywide gave the bank the extensive production platform and technology edge of a former industry leader. Add to that, BofA's internal discipline and a focus on profitable origination, and you have the making of a mortgage powerhouse.

Profile - Bank of America Home Mortgage

A portrait of the servicer as a landlord.

Servicing

Alabama Bankers Association endorses Wolters Kluwer for compliance.

Tech Newz - Brief article

Back to basics: During the recent housing boom, many Americans made unwise financial decisions that boosted demand for mortgages to new heights. Until memories of this nightmare fade, consumers will get back to the basics of using mortgages simply to buy homes. Mortgage bankers, too, must get back to the basics of finding business in markets with the right balance of opportunity and risk.

Cover Report: Industry Trends - Industry overview

Bankruptcy-tracking service helps limit losses.

Tech Newz - Corporation Service Company - With Bankruptcy Tracker - Brief article

Banks face distressed asset dilemma.

Commercial

Beige Book: weak fundamentals sour property values.

Commercial - Industry overview

Bottom 25 counties--combined REO and short sales: (June 2009 data, ranked by REO + short sales).

Marketrac[R] - Statistical table

Caroline Reaves.

People - Mortgage Contracting Services - Generation Mortgage Co. appoints Scott Peters - FNC Inc. appoints Glen Evans and Stephen D. Conlin - Brief article

Charles Epperson.

People - Appointments - Brief article

Clarity Member Services selects MortgageFlex LOS.

Tech Newz - MortgageFlex Systems Inc. - Loan origination system - Brief article

Cogent Road adds digital document delivery to Funding Suite.

Tech News

Council on Ensuring Mortgage Liquidity releases proposed framework.

Briefing Book - Report - Brief article

CRE investment expectations in near-term decline.

Commercial

Creating chaos: the amount of new red tape being created in the name of foreclosure avoidance is mind-boggling.

Cover Report: Industry Trends

Credit Plus' AVM-Lite provides immediate property-value snapshot.

Tech Newz - Brief article

David Story.

People - Move Inc. - Brief article

DMD launches CommissionTrac 2.0.

Tech Newz - Del Mar DataTrac - Brief article

Douglas Harris.

People - Appointments - Brief article

Dwight Arnesen.

People - White Plains appoints Marti Breier and Scott Stuckman - Rockwood Capital LLC appoints Joel Mayer, Peter Kaye and Tyson Skillings - Brief article

Ellie Mae's evolution: a technology company that started out heavily focused on brokers made a shift just in time to focus on mortgage bankers.

Technology - Company overview

Existing-home sales slip in August, prices also fall.

Briefing Book - Report - Statistical data

FHA commissioner announces steps to tighten credit policy.

Briefing Book - Federal Housing Administration - Law overview

Foreclosure inventories hit record highs in LPS report.

Briefing Book - Lender Processing Services - Brief article

Foreclosure.com provides back-end support on Fannie's homepath.com.

Tech Newz - Brief article

Forrester names Zoot 'Hot Banking Tech Company to Watch'.

Tech Newz - Brief article

George W. Tolliver II.

People - Sojourners Title Agency LLC - Greenberg Glusker LLP - Brief article

Georgia banking department orders loan-mod firm to cease and desist.

Briefing Book - Brief article

Ginnie Mae issues close to $45 billion in MBS in August.

Briefing Book - Ginnie Mae is an official site for United States. Government National Mortgage Association - Report - Brief article

H. Ronald Weissman.

People - H. Ronald Weissman has been named chairman by Federal Home Loan Banks' Office of Finance in Reston, Virginia - Robert Levin has been appointed by Ellie Mae Inc. - Matthew B. Botein has been appointed by First American Corp. (Santa Ana, California - Brief article

Hangin' in there: the future for new homes looks bright if builders can survive until late 2012.

Cover Report: Industry Trends

Headwinds, tailwinds and the road ahead.

Cover Report: Industry Trends

House passes two FHA bills.

Commercial - United States. Federal Housing Administration - 21st Century FHA Housing Act (H.R. 3146 - FHA Multifamily Loan Limit Adjustment Act (H.R. 3527

Housing activity: residential structures.

Vital Statistics - Statistical table

Housing market blues: several cities could contend for the title of America's most-distressed housing market. We picked three (Detroit, Miami and Phoenix) to explore what's dragging down the nation's housing industry.

Cover Report: Industry Trends - Report

In November.

Correction notice

Innovation and industry collaboration are the keys to avoid preventable foreclosures.

Executive Suite - Wells Fargo & Co.

Is the disease being treated or just the symptoms?

Full Disclosure - Mortgage services

J.D. Power survey finds Pulte brands rank highest in customer satisfaction in 12 markets.

Briefing Book

JLL, REDC form auction platform.

Commercial - Jones Lang LaSalle - Real Estate Disposition LLC - Brief article

Joseph Murin and Brian Montgomery have formed The Collingwood Group LLC in Washington D.C.

People - Brian O'Reilly and Tim Rood - Brief article

July home prices post slight monthly dip nationwide.

Briefing Book - Brief article

Ken Witte.

People - Primary Capital Mortgage - Texas Capital Bank N.A. appoints Judi Flusche - Brief article

Kevin Cregan.

People - Broward County (Florida - Florida Association of Housing and Redevelopment Officials - Brief article

Kevin Kanouff.

People - Statebridge Co. appoints Megan Von Wald - Integrated Asset Services appoints David McDonnell - Brief article

Key economic indicators and interest rates.

Vital Statistics - Statistical table

Lenders One sets production record in first-half 2009.

Briefing Book - Lenders One Mortgage Coop. - Financial report - Brief article

Looking for a clearing.

Portfolio - Editorial

LPS acquires Verification Bureau.

Tech News - Lender Processing Services Inc

Market Performance Gauge: best-performing states over the last one-year period (through 3/31/09).

Price Watch - Brief article

Marvin Stone.

People - Stewart Lender Services appoints Laurie Pyle - Brief article

MBA reports new records for seriously delinquent loans and foreclosures.

Briefing Book - Report

Michael J. Lafitte.

People - Global Corporate Services - Brief article

Moody's publishes data on MBS downgrades from vintages 2005-2008.

Briefing Book

Mortgage applications indexes: Mortgage Bankers Association (MBA).

Vital Statistics - Statistical table

Mortgage bankers average production volume per firm.

Business Barometer

NBS secures $15.1M for Wieden + Kennedy headquarters.

Commercial - NBS Financial Services - Brief article

New REMIC rules on modifications.

Commercial - Real estate mortgage investment conduits - Law overview

Not an either/or: accurate property valuations are critical to the well-being of the housing market. The key to better valuations is blending the best from traditional and non-traditional appraisal approaches.

Appraisals

October 2009-January 2010.

Calendar of Events - Calendar

One-third of mortgages underwater as of 2Q 2009.

Briefing Book - Brief article - Statistical data

Regions mortgage ranks first in servicer-satisfaction survey.

Briefing Book

Second HAMP servicer report card issued, Treasury testifies on results.

Briefing Book - Home affordable modification program - Report

Seller financing liquifies distressed defauts.

Commercial

Shane Chalke.

People - Mortgage Harmony Corporation - Allonhill appoints Diana Mead - Brief article

Steve Russo.

People - Appointments - Brief article

Survive now, thrive tomorrow.

Broker Business

Terry L. King.

People - The StoneHill Group Inc. appoints Barry Tomlinson and Douglas Parker - Brief article

The next unsinkable ship? Covered bonds may look more solid than securities, but could bring a new set of risks.

Secondary Market

The story on story: Seattle is home base for the incoming chairman of the Mortgage Bankers Association. Rob Story Jr., CMB, is from a family of mortgage bankers, and is president and chief executive officer of Seattle Financial Group.

Profile - Occupation overview

The ticker.

Statistical table

The tides do change.

Executive Essay - Mortgage insurance

Tom Stoker.

People - CCG Catalyst - Titan Lenders Corp - Blueberry Systems LLC - Brief article

Top core-based statistical areas (CBSAs) by percentage of loans resetting within next year: single-family detached (June 2009 data).

Home-Price Spotlight - Statistical table

Top 25 counties--combined REO and short sales: (June 2009 data, ranked by REO + Short Sales).

Marketrac[R] - Statistical table

TT Lender Solutions selects ISGN's construction lending technology.

Tech Newz

Vic Clark.

People - Multifamily Finance group appoints Chuck Mills - Brief article

William Denton.

People - NewOak Capital - Institute St. Onge appoints Eugene A. Preston - Hodes Weill & Associates appoints Stuart Baldwin, Adam Handwerker and Tim McDermott - Brief article

Wolters Kluwer mortgage disclosures available through eMagic.

Tech Newz - Wolters Kluwer Financial Services - Brief article

50 States by appreciation rate.

Home-Price Spotlight - Statistical table