A fight every day.

Broker Business - Jacinto Mortgage Group Inc

Advantage systems adds dashboard feature to AMB software.

Tech Newz - Advantage Systems (Irvine, California - Brief article

Automated underwriting's next frontier: servicing: it's only logical--so why not move automated underwriting tools into servicing, where they can help determine best options for loss mitigation?

Technology

Barry Wides--OCC's deputy comptroller for community affairs.

Newsmaker - Interview

Broke; The mortgage industry's approach to consumer-protection compliance needs fixing.

Cover Report: Legislative / Regulatory

Buyback prevention; Buyback demands from investors have cost the mortgage industry real money in recent times. Careful attention to compliance prior to funding can prevent some of these costly problems..

Cover Report: Legislative / Regulatory

Chad Mosley.

People - Mortgage Contracting Services - Brief article

Courson tapped to succeed Kempner at MBA.

Briefing Book - Mortgage Bankers Association

Craig Caldwell and Matt Lizotte.

People - Textron Financial Corp. - Brief article

Eileen Yeagle.

People - Northfield Bank appointed Sebastian Gallitto and Eileen Yeagle - Brief article

Ellie Mae, SAVVIS announce delivery agreement.

Tech Newz - Ellie Mae Inc. - Brief article

Fannie Mae multifamily investment totals $20 billion during first half.

Commercial - Federal National Mortgage Association - Brief article

Finding the people to handle the challenges.

On the Road

Foreclosure crisis not hurting apartment sector.

Commercial

Freddie Mac doubles down on foreclosure-prevention incentives.

Briefing Book - Federal Home Loan Mortgage Corp.

GAO: terrorism-insurance coverage still a challenge in high-risk areas.

Commercial - Government Accountability Office

Ginnie Mae tops $3 billion in jumbo loan securitizations in four months.

Briefing Book - Brief article

Guardian Management acquires eight Sperry Van Ness offices.

Commercial - Guardian Management Corp. - Sperry Van Ness

Harland Financial Solutions to market CompliancePal.

Tech Newz - Marketing agreements between Compliance Coach Inc. and Compliance Coach Inc.

HUD settles RESPA kickback charges with hazard-reporting company.

Briefing Book - Department of Housing and Urban Development

IBM announces planned acquisition of ILOG.

Tech Newz

ING Real Estate goes green in the United States.

Commercial - Brief article

James A. Kirchmeyer.

People

James P. Gross.

People - Mortgage Bankers Association - Brief article

Jeff Pilon and Bob Case.

People

Jerry Wheeler has been named principal and senior managing director-Equity group for Churchill Capital Co.

People - Churchill Capital Inc. has appointed Jerry Wheeler - Walker & Dunlop has appointed Paul Bernard - Lender Live Network Inc. appointed Steve Crawford - Brief article

June origination dip signals credit crisis impact.

Commercial - Brief article

Kirtland FCU selects FICS.

Tech Newz

Letters.

Letter to the editor

Major housing bill becomes law.

Briefing Book

Market Performance Gauge.

Price Watch - Statistical table - Brief article

Message from the chairman.

Moody's cuts Wachovia's ratings; outlook negative.

Briefing Book

Mortgage applications indexes; Mortgage Bankers Association (MBA).

Vital Statistics - Statistical table

Mushroom trainers.

Training

NAR: Foreign home-buyers a 'significant share' of business.

Briefing Book - National Association of Realtors

No more cloudy days.

Executive Suite

Nonresidential building rises during first half of 2008.

Commercial

Optimal Blue integrates with ProLender Solutions.

Tech Newz

Overall rental vacancy rate inches down in Q2.

Commercial - Second quarter - Brief article

PCM taps Loan-Score to launch new mortgage lending operation.

Tech Newz - Pinnacle Capital Mortgage Corporation

Peoples bank selects Metavante's LOS and Internet Direct.

Tech Newz - Metavante Corporation

Presidential profiles--McCain.

Cover Report: Legislative / Regulatory

Q2 homeownership rate inches up.

Briefing Book - Brief article

Rewriting the rules.

Portfolio - Editorial

Saving loans with servicing technology.

Servicing

September-November 2008.

Calendar of Events - Calendar

Servicing performance in 2007: subprime servicers encountered tough operating conditions in 2007, according to the latest Servicing Operations Study and Forum from the Mortgage Bankers Association. The big question is, when will it spill over into the prime servicing business?

Servicing

State of affairs; A hectic year of mortgage legislative activity in the states has ended with some solid accomplishments. But lawmakers are expected to again take up a slew of mortgage industry measures in 2009.

Cover Report: Legislative / Regulatory

Survey says: Online banking security flaws prevalent.

Tech Newz

The origins of a housing credit bubble; Monday-morning quarterbacks are finding plenty to blame for the creation of a housing credit bubble that has dramatically brust. While there's a growing laundry list of causes, there appears to be emerging consensus on some primary drivers, such as monetary ploicy and the unchecked expansion of mortgage credit by non-banks. This two-part series examines the details.

Cover Report: Legislative / Regulatory

The quick calculus of sound mortgage lending; Calculating the net tangible benefit of every loan for every one of your borrowers is the smart way forward for the origination business.

Origination Strategies

The Ticker.

Briefing Book - Statistical table

The Treasury blueprint; Treasury Secretary Henry Paulson started a conversation in Washington when he proposed a sweeping blueprint for revamping regulation of U.S. financial services providers. Winners and losers are lining up on both sides of the proposal.

Cover Report: Legislative / Regulatory

Titanium Holdings Inc.

People

Top 25 counties--residential FRM markets.

Marketrac [R] - Statistical table

U.S. office market softens in Q2.

Commercial - Colliers International Property Consultants Inc. - Financial report

William Robinson Jr has been named president of Attorneys Title Agency LLC in Farmington Hills, Michigan.

People - Brief article

You get by with a little help from your friends ...

Executive Essay

25 worst-performing states by appreciation rate.

Home-Price Spotlight - Statistical table