The author would like to start her year as Chairman talking about membership, and what it means to her. Since the beginning of time, people have come together to promote a common interest or goal. NACM was founded 108 years ago by a group of credit executives to promote honest, sound and fair credit practices throughout the US. Since that time, NACM has expanded to become an association with global reach. In 2002 NACM-National adopted the marketing theme "Strength in Numbers". But it is more than just a marketing theme: it is a statement of the philosophy - there is strength in numbers. The whole of the membership gives the association the strength to accomplish great things - the strength to push credit-related initiatives through Congress, the strength to "brand" NACM as the premier credit association throughout the world and the strength to bring global recognition to professional credit designations, among other initiatives.

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