Bankruptcy (Scotland) Act 2016: Personal Insolvency Made Clearer

Today, the new Bankruptcy (Scotland) Act 2016 ("2016 Act") and the Bankruptcy (Applications and Decisions) (Scotland) Regulations 2016 ("2016 Regs") come into force.

These new rules effectively consolidate the law on personal insolvency in Scotland.

Why?

30 years' worth of amendments to the Bankruptcy (Scotland) Act 1985 ("1985 Act") had made the law on personal insolvency very cumbersome. The old legislation became a challenge to use, even for those who used it on a regular basis.

The 2016 Act repeals...

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