Empresas deberán revisar su condición de riesgo ante mayores restricciones en renovación de pólizas
Jurisdiction | Chile |
Law Firm | Garnham Abogados |
Published date | 31 January 2020 |
Las pérdidas ocasionadas como resultado del estallido social constituirían la segunda mayor pérdida de activos y por interrupción de negocios en la historia de Chile. Esto, sumado a recientes alzas en el mercado mundial de reaseguros, implicará mayores costos de renovación y eventual restricción de coberturas.
Rodrigo Levy, Senior Consultant Garnham Abogados rlevy@garnham.com
El reciente estallido social con su secuela de destrucción, incendios y saqueos, significó importantes pérdidas a las personas, a las empresas – principalmente pymes- y al Estado. Estas pérdidas, tanto en daño físico a propiedades e infraestructura como de lucro cesante, fueron estimadas por la Asociación de Seguros de Chile en unos US$ 10.000 millones. Cabe destacar que las pérdidas totales asociadas al terremoto del 27F del 2010 fueron de US$ 30.000 millones, de los cuales las Compañías de seguro pagaron, en su oportunidad, indemnizaciones por una cifra cercana a los US$ 8.000 millones.
Como el proceso de liquidación y ajuste de pérdidas aseguradas está en curso, aún no se han terminado de determinar los montos...
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