Changes To Motor Insurance Laws
Changes to motor insurance laws are being introduced on 14 October 2011, 1 January 2012 and 11 February 2012. From 11 February 2012, policyholders with two overlapping third-party motor insurance policies will be able to terminate one of them, instead of having to wait until one expires. From the same date, insurers will be obliged to:
give policyholders at least 14 days' notice of the renewal date for their third-party motor insurance reimburse the Insurance Guarantee Fund where it is shown to have paid a benefit that the insurer should have paid (this confirms the existing practice). In addition, all insurers, (whether or not they offer third-party motor insurance) will be required to:
provide documents about claims in electronic format where requested by policyholders or injured parties treat documents as delivered to their head office when they are delivered to their insurance agents. This will mainly affect unit-linked insurance products, since they are likely to make null and void the commonly-used provision that units can only be converted or redeemed...
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