Conceptos de criptomonedas o criptoactivos
Published date | 20 November 2021 |
Author | Andres Pumarino |
Hace un tiempo, escribimos sobre las diversas definiciones de criptoactivos, hoy al tratar de encontrar una definición de criptomoneda encontramos una definición que señala que “Criptomonedas son una especia dentro del género de monedas virtuales y se caracterizan por el uso de la criptograma. Es decir una criptomoneda puede definirse como “una moneda virtual distribuida, de código abierto y basada en criptograma que no tiene una autoridad administrativa central ni una supervisión o vigilancia central” (Fuente, Barrio, M., 2021)
En Europa tenemos una definición de criptomoneda dada por Dictamen del Banco Central de Europa del 12 de octubre de 2016 sobre una propuesta de directiva del Parlamento Europeo y del Consejo por la que se modifica la Directiva (UE) 2015/849 relativa a la prevención de la utilización del sistema financiero para el blanqueo de capitales o la financiación del terrorismo, y por la que se modifica la Directiva 2009/101/CE que señala que reconoce el avance de la tecnología en los registros subyacentes como medios alternativos de pago y transferencia, pero que los órganos reguladores deben evitar pronunciarse pues no están considerados como medio de curso legal ni son reconocidos por la autoridad. La directiva propuesta define el término «monedas virtuales» como la «representación digital de valor no emitida por un banco central ni por una autoridad pública, ni necesariamente asociada a una moneda fiduciaria, pero aceptada por personas físicas o jurídicas como medio de pago y que puede transferirse, almacenarse o negociarse por medios electrónicos».
Otras definiciones como la Ley japonesa de servicios de pago, que definen las cibermonedas de manera que se excluye el yen y las monedas extranjeras, y...
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