FSRA Releases Proposed Mortgage Licensing Suitability Guidance
Published date | 04 April 2024 |
Subject Matter | Finance and Banking, Charges, Mortgages, Indemnities, Financial Services |
Law Firm | Borden Ladner Gervais LLP |
Author | AUM Law |
On March 6, 2024, the Financial Services Regulatory Authority of Ontario (FSRA) released proposed guidance (Proposed Guidance) outlining FSRA's interpretation of the licensing suitability requirements and FSRA's approach to assessing an applicant's suitability to hold a mortgage agent or mortgage broker license in Ontario. The Proposed Guidance also explains the oversight role of brokerages and principal brokers and can serve as a guide for screening applicants. In addition to setting out key factors FSRA considers when assessing licensing suitability, the Proposed Guidance sheds light on what FSRA considers to be a reasonable system for the oversight of broker and agent compliance. The Proposed...
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