Pesificación y seguros patrimoniales
Published date | 29 August 2003 |
Date | 29 August 2003 |
Author | Pablo S. Cereijido |
Law Firm | Marval O'Farrell Mairal |
1. Valor de reposición en dólares
La Cámara Nacional de Apelaciones en lo Comercial, Sala B, en “Randle, Julián c/ El Comercio Cía. de Seguros a Prima Fija” confirmó la sentencia de primera instancia y ordenó que la indemnización que debía pagar la aseguradora demandada se mantuviera en dólares estadounidenses. Según se desprende de la sentencia, el seguro en cuestión cubría el valor de reposición de un automotor. La sentencia se basó en los artículos 1197 y 1198 del Código Civil y en el artículo 2 del Decreto Nº 320/2002 en cuanto dispone “... que a los efectos del reajuste equitativo del precio, previsto (...), se deberá tener en cuenta el valor de reposición de las cosas, bienes o prestaciones con componentes importados...”. El valor de reposición del auto objeto del siniestro era en dólares según se había determinado en el expediente.
2. Obligaciones en mora antes de la pesificación
La Cámara Civil y Comercial Federal, Sala I, en “Zurich Iguazú Cía. de Seguros c/ Tora Transportes Industriales Ltda.” revocó la sentencia de primera instancia que fijaba una indemnización en pesos. La Cámara condenó a pagar la indemnización en dólares porque: (i) se trataba de un juicio de recupero de sumas que la actora había pagado en dólares a su asegurado; (ii) la valuación del daño en el expediente se había fijado en dólares y la demandada no la había cuestionado; (iii) según la Cámara “... El paso del tiempo no puede premiar al incumplidor en perjuicio del acreedor y, consolidada la situación de mora del deudor, la emergencia que sobrevino después no puede conducir a diluir el poder adquisitivo del resarcimiento económico debido, pues la situación de mora produjo la traslación de los riesgos hacia el patrimonio del deudor...”.
La misma Sala dictó otra sentencia, en “Zurich Argentina Cia. de Seguros S.A. c/ Louzao S.A. s/ Faltante y/o avería de carga transp. terrestre”. En este caso se discutía si...
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